Ayushman Vaya Vandana Scheme (AVVS) User Manual
The Ayushman Vaya Vandana Scheme (AVVS) has marked a significant milestone, benefiting over 22,000 senior citizens aged 70 years and above through Ayushman Vaya Vandana Card since its launch on October 29, 2024. With over 25 lakh enrollments in less than two months, the scheme has brought free health coverage worth ₹5 lakh annually to senior citizens, covering nearly 2,000 medical procedures and ensuring healthcare accessibility without income restrictions.
Contents
- 1 About Ayushman Vaya Vandana Scheme
- 2 Eligibility Criteria for Ayushman Vaya Vandana Card
- 3 Documents Required to Apply for Ayushman Vaya Vandana Card
- 4 How to Apply for Ayushman Vaya Vandana Card?
- 4.1 Method 1: Apply for Ayushman Vaya Vandana Through the Official Website Online
- 4.2 Method 2: Apply for Ayushman Vaya Vandana Card through Ayushman App
- 4.3 Method 3: Apply for Ayushman Vaya Vandana Card Through the Toll-Free Number
- 4.4 Method 4: Apply for Ayushman Vaya Vandana Card By Visiting Empanelled Hospitals
- 5 Download Ayushman Vaya Vandana Card
- 6 Benefits of Ayushman Vaya Vandana Card
- 7 Why This AVV Scheme is Significant?
About Ayushman Vaya Vandana Scheme
The Ayushman Vaya Vandana Card is an extension of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), aimed exclusively at senior citizens aged 70 years and above. This initiative ensures access to quality healthcare for India’s elderly population by offering:
Coverage:
- Free medical treatment up to ₹5 lakh annually for senior citizens aged 70 or above, regardless of socio-economic status.
- Families covered under AB PM-JAY receive an additional top-up of ₹5 lakh for elderly members.
Key Features:
- No income restrictions.
- Immediate coverage from the day of enrollment, with no waiting periods for pre-existing conditions.
- Covers approximately 2,000 medical procedures, including Coronary Angioplasty, hip replacement, cataract surgery, and more.
Eligibility Criteria for Ayushman Vaya Vandana Card
Senior citizen’s eligibility criteria for Ayushman Vaya Vandana Scheme is as follows:
- Age: Individuals aged 70 years or above.
- Economic Status: Open to all senior citizens irrespective of income.
- Identification: Aadhaar card is mandatory for e-KYC verification. Aadhaar Card linked with a mobile number or biometric verification (fingerprint/iris).
- Existing Schemes:
- Beneficiaries of CGHS, ECHS, CAPF, or private health insurance can opt for AB PM-JAY but must choose one scheme at a time.
- Valid Family ID, such as:
- Rajasthan: Jan Aadhaar Card.
- Haryana: Parivar Pehchan Patra.
- Madhya Pradesh: Samagra ID.
- Uttar Pradesh: Family ID.
Documents Required to Apply for Ayushman Vaya Vandana Card
To enroll in the Ayushman Vaya Vandana Scheme, ensure you have the following:
- Aadhaar Card: For identity verification.
- Linked Mobile Number: Ensure the Aadhaar-linked mobile number is active to receive OTPs for e-KYC.
- Family ID (optional): If applying for multiple members under the same family.
How to Apply for Ayushman Vaya Vandana Card?
Eligible senior citizens can apply for Ayushman Vaya Vandana Scheme through:
- Method 1: Through NHA official website
- Method 2: Through Ayushman App
- Method 3: Through the Toll-Free Number
- Method 4: By Visiting Empanelled Hospitals
Method 1: Apply for Ayushman Vaya Vandana Through the Official Website Online
Senior citizens can apply for Ayushman Vaya Vandana Yojana to get the benefits through NHA website online. To do so, follow the steps provided below:
- Visit the Official Portal
- Open the official website of the Ayushman Bharat Scheme. The URL for the portal is https://beneficiary.nha.gov.in.
- Login to the Portal
- On the homepage, locate the login section.
- Select the “Beneficiary” option from the dropdown menu.
- Enter the first Captcha Code.
- Now, enter the mobile number you wish to use for logging in.
- Then, click on “Verify.”
- To verify, an OTP will be received at your provided number.
- Enter the OTP in the designated area.
- Then, enter the second Captcha Code.
- After that, click “Login.”
- Dashboard Access
- After logging in, you’ll access the dashboard. Locate the section for Ayushman Bharat Prime Minister Jan Arogya Yojana for Senior Citizens Aged 70 and Above.
- Click on “Click Here to Enroll.”
- Enter Beneficiary Details
- Provide the Aadhaar Number of the senior citizen.
- Input the Family ID Number, which varies based on your state:
- Rajasthan: Jan Aadhaar Card
- Haryana: Parivar Pehchan Patra
- Uttar Pradesh: Family ID
- Madhya Pradesh: Samagra ID
- Select the state from the dropdown menu.
- Complete the CAPTCHA code and click “Search.”
- Check Existing Card Status
- If the Ayushman Card is already generated, the system will show the card details. You can download it directly from here.
- If no card is found, it will display “No Record Found.”
- Proceed with New Enrollment
- Click on “Click Here for Fresh Enrollment.”
- The Aadhaar number entered earlier will appear automatically.
- Complete eKYC Verification
You will get three options for eKYC verification:
- Aadhaar OTP Verification: If the senior citizen’s Aadhaar is linked with a mobile number, an OTP will be sent to that number. Enter the OTP to proceed.
- Fingerprint Verification: If no mobile number is linked, use a fingerprint scanner to verify identity.
- Iris Scan Verification: If a fingerprint scanner isn’t available, you can use an iris scanner device.
- Complete the eKYC process by selecting the appropriate option and clicking “Verify.”
- Consent and Link ABHA
- Provide consent to link the Ayushman Card with the Ayushman Bharat Health Account (ABHA).
- Click “Allow” to proceed.
- Enter the OTP sent to the Aadhaar-linked mobile number and confirm.
- Submit and Download the Ayushman Card
- Once eKYC is successful, the system will process the enrollment. If the Aadhaar details match the eligibility (age 70+), the Ayushman and Vandana Card will be generated.
- Download the card directly from the portal.
Method 2: Apply for Ayushman Vaya Vandana Card through Ayushman App
Eligible senior citizens can apply for Ayushman Vaya Vandana Scheme through Ayushman App by using the following process:
Step 1: Download the App:
- Open the Google Play Store on your mobile device.
- Search for “Ayushman App“ and install it. Look for the official logo of the National Health Authority.
Step 2: Selection:
- Open the app and choose your preferred language (English, Hindi, or Marathi).
Step 3: Login as Beneficiary:
- Select “Login as Beneficiary.”
- Enter your mobile number (linked with Aadhaar) and solve the CAPTCHA.
- Click on “Verify” and enter the OTP sent to your registered mobile number.
Step 4: Enrollment Process:
- On the dashboard, select the option “Click Here for Enrollment of 70 Years or More.”
- Enter the Aadhaar number of the senior citizen and complete the e-KYC process.
- Verify the details displayed, including name, date of birth, and address.
- Confirm the details and submit the application.
Step 5: Download Ayushman Card:
- After successful verification, you can download the Ayushman Vaya Vandana Card directly from the app.
Important Notes
- Eligibility Check: If the Aadhaar shows an incorrect age (less than 70 years), update the Aadhaar with the correct age using supporting documents before applying.
- Verification Limit: The OTP received during eKYC is valid for 3 minutes. Ensure timely entry.
- Family Member Search: To check if other family members already have an Ayushman Card:
- Go to the search section and select “Search By”:
- Aadhaar Number
- Family ID
- PMJAY ID
- Enter the details, solve the CAPTCHA, and click “Search.”
- Go to the search section and select “Search By”:
Method 3: Apply for Ayushman Vaya Vandana Card Through the Toll-Free Number
Senior citizens can also call the toll-free number 14555 or give a missed call to 1800110770. A representative will guide you through the enrollment process.
Method 4: Apply for Ayushman Vaya Vandana Card By Visiting Empanelled Hospitals
Eligible individuals can visit the nearest empanelled hospital with their Aadhaar card to complete the enrollment process. Trained personnel at the hospital will assist in generating the Ayushman Vaya Vandana Card.
Download Ayushman Vaya Vandana Card
After applying for the Ayushman Vaya Vandana card, it can be downloaded online by following the steps provided below:
Step 1: Visit the Official Portal
- Open the official website for beneficiary registration, e.g., beneficiary.mha.gov.in.
Step 2: Login as Guest
- On the home page, select the “Beneficiary Login” option.
- Enter your mobile number and solve the CAPTCHA code displayed.
- Click “Verify”, and an OTP will be sent to your registered mobile number.
- Enter the OTP and click “Login” to access the dashboard.
Step 3: Check Eligibility
- On the dashboard, select the option “Ayushman Bharat for Senior Citizens (70+ Years)”.
- Click “Check Here to Enroll” to proceed.
Step 4: Enter Senior Citizen’s Details
- Enter the Aadhar Number of the senior citizen.
- Provide the Family ID Number from your respective state (Jan Aadhaar, Samagra ID, etc.).
- Select the State Name and solve the CAPTCHA.
- Click “Search”.
- If the card already exists, you can directly download it by clicking the “Download” option.
- If the card does not exist, you’ll see a message: “No Record Found.”
Step 5: Fresh Enrollment
- For new enrollment, click on “Fresh Enrollment” and continue the process.
Step 6: Complete eKYC Verification
- Choose an option for eKYC:
- OTP Verification: Use the mobile number linked to the Aadhar card.
- Fingerprint Scan: Requires a fingerprint scanner device.
- Iris Scan: Requires an iris scanner device.
- Enter the OTP sent to the Aadhar-linked mobile number.
- Click “Allow” for linking with the Ayushman Bharat Health Account (ABHA).
- Enter the OTP from the mobile number used for login as well.
Step 7: Confirm Eligibility
- Once eKYC is completed successfully:
- If the senior citizen qualifies, the Ayushman Vaya Vandana Card will be generated.
- If the Aadhar-linked age does not meet the criteria (below 70 years), you’ll need to update the Aadhar details first.
Step 8: Download the Ayushman Vaya Vandana Card
- After successful enrollment, the “Download” button will appear.
- Click “Download” to save the Ayushman Vaya Vandana Card for the senior citizen.
Additional Information
- If you wish to check how many members of your family already have Ayushman Cards:
- Use the Search by Family ID, Aadhar Number, or PMJAY ID options.
- Enter the required details, CAPTCHA, and click “Search.”
- Details of all family members with Ayushman cards will be displayed.
- If the senior citizen’s age is incorrectly recorded in the Aadhar database (less than 70 years), update their age first at the nearest Aadhar center.
Benefits of Ayushman Vaya Vandana Card
There are several benefits of the card. A few prominent of them are:
- Wide Coverage:
- Covers treatments for critical conditions like heart surgeries, dialysis, and joint replacements.
- Includes expenses for diagnostics, medications, and follow-up care.
- Ease of Use:
- No waiting periods for pre-existing conditions.
- Cashless treatment available at empanelled hospitals nationwide.
- Universal Accessibility:
- Open to all senior citizens aged 70 or above, irrespective of economic background.
- Flexibility:
- Beneficiaries can choose to continue or switch from existing schemes like CGHS or private insurance.
Why This AVV Scheme is Significant?
India’s senior population is rising rapidly. According to the Longitudinal Ageing Study of India (LASI), during the 2011 census, only 8.6% of the population was aged 60 years or older. By 2050, this figure is expected to grow to 19.5%, representing around 319 million senior citizens – nearly three times the 103 million recorded in 2011.
The Ayushman Vaya Vandana Card is a landmark initiative addressing the unique healthcare needs of this demographic, providing comprehensive health coverage for the first time to a specific age group.
Who Benefits from the AVV Scheme?
Under the Ayushman Vaya Vandana Card, approximately 6 crore individuals from 4.5 crore families will be covered. Of these, 1.78 crore beneficiaries are already enrolled in the original Ayushman Bharat scheme.
FAQs
Q: Do parents of a person need to apply separately for the Ayushman Vaya Vandana Scheme?
A: No, if one family member aged 70 or above is enrolled in the Ayushman Vaya Vandana Scheme, others can be added using the “Add Member” feature.
Q: Is Aadhaar necessary to apply for the Ayushman Vaya Vandana Scheme?
A: Yes, Aadhaar-based e-KYC is compulsory for enrollment in the Ayushman Vaya Vandana Scheme.
Q: Can a beneficiary revert to their old scheme after enrolling in the Ayushman Vaya Vandana Scheme?
A: No, switching to the Ayushman Vaya Vandana Scheme is a one-time decision and cannot be reversed.
Q: Does the Ayushman Vaya Vandana Scheme provide immediate coverage for treatment?
A: Yes, coverage under the Ayushman Vaya Vandana Scheme starts from the day of enrollment without waiting periods.
Q: Is there an income restriction for eligibility under the Ayushman Vaya Vandana Scheme?
A: No, any citizen aged 70 or above is eligible for the Ayushman Vaya Vandana Scheme regardless of income.
The Ayushman Vaya Vandana Scheme is a game-changer for India’s senior citizens, offering financial protection and accessibility to quality healthcare. With its straightforward application process and extensive coverage, the scheme ensures that no senior citizen is left behind in their pursuit of good health and well-being.
Apply today and secure a healthy future for the elderly members of your family!