Fifth Phase Subhadra Yojana Beneficiary Status and List

The Subhadra Yojana, a flagship women’s economic empowerment program in Odisha, is set to enter its fifth phase with disbursements scheduled for March 8, 2025. This initiative provides structured financial assistance to women, enhancing their economic stability and independence. The upcoming phase will benefit approximately 1 crore women, continuing the positive trajectory established in previous phases.

Overview of Subhadra Yojana

Introduced on September 17, 2024, the Subhadra Yojana is designed to provide financial assistance to women aged 21-60 years, promoting their economic empowerment and inclusion. The program offers a total of ₹50,000 to each eligible woman over a period of five years (from FY 2024-25 to 2028-29), with ₹10,000 disbursed in two installments each year. This structured approach ensures sustained economic benefits rather than one-time assistance.

Previous Phases and Implementation

The previous phases have demonstrated successful implementation with positive outcomes. The third phase completed fund transfers to beneficiaries’ bank accounts by the end of November 2024. The fourth phase continued this momentum with disbursements on February 8, 2025, benefiting lakhs of women and distributing ₹900 crore.

Economic Impact and Financial Projections

The Subhadra Yojana is projected to have substantial economic impacts over its five-year implementation period:

• Each eligible woman receives ₹10,000 annually, totaling ₹50,000 over five years
• The cash transfer initiative is expected to generate a multiplier effect of ₹50,000 for every ₹10,000 provided
• The scheme is anticipated to generate additional consumption demand of approximately ₹7,295 crore
• The overall economic impact is estimated at over ₹1 lakh crore within five years
• Total financial commitment under the scheme is projected to reach ₹55,825 crore over five years

Approximately 1 crore eligible women are expected to benefit from the scheme throughout 2025, with significant disbursements already underway, as evidenced by ₹900 crore being distributed to 18 lakh women in the fourth phase.

Impact on Beneficiaries

The impact of the Subhadra Yojana extends beyond mere financial assistance:

• The annual financial assistance of Rs 10,000 is equivalent to two months of average earnings, providing substantial support to women’s financial well-being
• This support enhances women’s ability to invest in their welfare and improve their overall economic situation
• Surveys indicate that women under this scheme tend to take on greater responsibility for their children’s welfare, highlighting a dual impact on both financial autonomy and familial obligations
• The scheme promotes vocational and technical education for girl students
• The “Subhadra to Mudra” agenda aims to transform women into entrepreneurs, enhancing their participation in the economy

However, concerns have been raised regarding the adequacy of the financial support, with critics arguing that the monthly allocation of ₹833 may be insufficient for meaningful empowerment, particularly amidst rising living costs.

Check Fifth Phase Subhadra Yojana Beneficiary Status and List

To check the Fifth Phase Subhadra Yojana Beneficiary Status and List, follow the steps provided below:

• Visit the Odisha’s SUBHADRA Yojana portal: https://subhadra.odisha.gov.in/
• Look for and click on the “Beneficiary List” option, that is available on the mainpage.

• Now, from the dropdown menus, select:

1. Your DISTRICT
2. Your BLOCK/ULB (Urban Local Body)
3. Your GP/WARD (Gram Panchayat/Ward)

• Then, click on the “View” button.
• Here, two lists will be displayed:

1. Approval List
2. Rejected List

• Click on “Approval List” to view your beneficiary list PDF.
• A PDF will show the following details:

1. APPROVED LIST SL (Serial Number)
2. GP/WARD
3. VILLAGE
4. APPLICATION ID
5. NAME
6. FATHER/HUSBAND NAME

Here, you can check your name and details. If your name is available in the PDF, it means you are covered under the benefits of this scheme.

Fifth Phase Subhadra Yojana Details

The fifth phase of Subhadra Yojana is set to commence with the disbursement of the installment of ₹5,000 will be distributed on International Women’s Day, March 8, 2025, to around 1 crore beneficiaries, as confirmed by the Odisha Government.

Notably, 2025 will be a significant year for beneficiaries as they will receive funds three times within the year as part of the program’s structure (Times of India). This phased approach ensures that the financial assistance is not just a one-time boost but a sustained support system that can lead to permanent economic upliftment.

Beneficiary Demographics and Regional Focus

The Subhadra Yojana primarily targets women aged 21-60 years. This age range bridges the gap between young and elderly women, ensuring that the scheme supports women at different life stages, addressing diverse needs from establishing a career to securing retirement.

The scheme specifically addresses regional disparities by focusing on empowering women from economically weaker sections across Odisha. By providing targeted support to women, it aims to bridge gaps in education, employment, and health services across varied regions of the state.

Implementation Challenges and Concerns

Despite the scheme’s positive intent, several implementation challenges and concerns have emerged:

Eligibility and Rejection Issues

There have been reports of a significant number of rejected applications. Over 58,740 applicants had their submissions rejected, indicating potential issues in the application process and criteria assessment. This high rejection rate raises questions about the clarity of eligibility criteria and the accessibility of the application process for the target demographic. To avoid the rejection issue under Subhadra, check the eligibility criteria under Subhadra Yojana.

Fraudulent Applications

Instances of male applicants attempting to benefit from a scheme designed exclusively for women have been reported (ETV Bharat). This raises concerns about the enforcement of eligibility criteria and the integrity of the application process. Such fraudulent attempts could potentially divert resources away from genuine beneficiaries.

Political Controversies

The scheme has faced political opposition, with accusations directed at the ruling party regarding misinformation, which can undermine public trust and support (Times of India). Political controversies surrounding welfare schemes often impact their implementation and public perception, potentially affecting their effectiveness.

Bureaucratic Inefficiencies

The complex nature of implementing such welfare programs often leads to bureaucratic delays and inefficiencies, which can hinder timely disbursement of funds to beneficiaries. These operational challenges may undermine the scheme’s ability to provide timely support to women in need.

Dependency Concerns

There is a risk that beneficiaries may become overly reliant on government aid rather than seeking sustainable income-generating opportunities, potentially limiting long-term empowerment. This concern highlights the importance of integrating skill development and entrepreneurship initiatives alongside financial assistance.

The ‘Subhadra to Mudra’ Initiative: Transforming Financial Support into Entrepreneurship

The ‘Subhadra to Mudra’ initiative represents a significant evolution in the Odisha government’s approach to women’s welfare. Rather than solely offering financial support, this program emphasizes enhancing economic independence by focusing on skill development and entrepreneurship for women.

Strategic Integration of Financial and Skill Development

This initiative highlights a strategic integration of direct financial assistance with skill development and entrepreneurship training. The dual approach ensures not only immediate financial relief but also long-term economic empowerment, promoting sustainable self-reliance among beneficiaries. By connecting Subhadra Yojana beneficiaries with the Pradhan Mantri MUDRA Yojana (which provides collateral-free loans up to ₹10 lakh to small/micro enterprises), the program creates a pathway for women to transition from aid recipients to business owners.

Key Components of the Initiative

• Skill Training Programs: Targeted vocational training that aligns with market demands and women’s capabilities
• Financial Literacy Education: Training on managing finances, savings, and investment strategies
• Entrepreneurship Development: Guidance on business plan creation, market analysis, and operational management
• Linkage to Credit Facilities: Connecting beneficiaries with formal banking institutions for business loans
• Mentorship and Support Networks: Establishing connections with successful entrepreneurs and support groups

This comprehensive approach aims to empower women and encourage self-sufficiency within the community, potentially creating a multiplier effect as these women entrepreneurs may employ others and contribute to local economic development.

Other Relevant Financial Support Schemes

In addition to the Subhadra Yojana, several other financial support schemes have been initiated by the Government of India, aimed at different sectors and demographics:

FAME II Scheme: This scheme, known as the Faster Adoption and Manufacturing of Hybrid and Electric Vehicles, is a phased subsidy program aimed at promoting the electrification of public and shared transportation. It supports around 7,000 electric buses and aims to provide incentives for electric vehicles over a three-year period

Pradhan Mantri MUDRA Yojana (PMMY): This scheme provides collateral-free loans up to ₹10 lakh to non-corporate, non-farm small/micro enterprises, facilitating financial assistance to promote entrepreneurship

National Scheme on Welfare of Fishermen: This scheme provides financial assistance for housing and community development for fishermen, ensuring welfare in the sector

Direct Benefit Transfer Schemes: The Government of India has initiated numerous DBT schemes aimed at providing direct financial assistance to various groups, including the Deen Dayal Disabled Rehabilitation Scheme

Sukanya Samriddhi Yojana: This scheme promotes savings for the girl child, allowing parents to open a savings account in the name of their daughter with a minimum deposit of INR 250. It aims to encourage families to save for the education and marriage of their daughters, enhancing their financial security and empowerment.

These schemes represent a phased approach to financial support across different sectors, including transportation, small businesses, fisheries, and employment generation.

Recent Case Studies on Women’s Economic Empowerment (2023)

Several notable case studies from 2023 provide valuable insights:

UN Women and Luxembourg Stock Exchange Case Studies: This series focuses on innovative financing for gender equality through bonds, detailing practical applications and outcomes (UN Women)

WIN Case Studies: These illustrate how organizations can achieve women’s economic empowerment through various intervention areas such as media and financial services (TechnoServe)

Generation Equality Initiative: This document discusses stakeholder partnerships aimed at advancing women’s economic empowerment through various commitments (Generation Equality)

UNCDF Gender Financing Case Studies: This report showcases 32 examples of strategic financing interventions that promote women’s economic empowerment, emphasizing successful models and practices (UNCDF)

World Bank Women’s Economic Empowerment Study: This study examines various aspects of women’s economic empowerment, providing insights and data based on comprehensive research (World Bank)

Subhadra Yojana’s Distinctive Features

When compared to these international programs, Subhadra Yojana stands out for its:

• Direct cash transfer approach
• Long-term commitment (5-year structured support)
• Integration with entrepreneurship development (“Subhadra to Mudra”)
• Wide demographic reach (women aged 21-60)
• Focus on regional disparities within Odisha

This distinctive model could serve as a blueprint for other regions, balancing immediate financial needs with long-term economic strategies.

Exploring Long-Term Economic Impacts of Subhadra Yojana

Beyond immediate financial relief, the Subhadra Yojana’s structured support could lead to substantial long-term economic benefits for both individuals and the broader economy:

Asset Building and Wealth Creation

The sustained financial support over five years provides women with opportunities for meaningful asset accumulation. This could include investments in education, small businesses, or even property, creating a foundation for long-term financial security.

Educational Investment

Beneficiaries may allocate funds toward higher education for themselves or their children, potentially breaking intergenerational cycles of poverty and creating new economic opportunities for families.

Savings Culture Development

Regular, predictable financial inflows encourage the development of saving habits and financial planning skills. This behavioral change could have lasting impacts beyond the duration of the scheme itself.

Entrepreneurial Growth

The integration with entrepreneurship development programs creates pathways for women to establish sustainable businesses, potentially generating employment for others and contributing to local economic development.

Reduced Dependency on Informal Credit

Access to formal financial assistance can reduce reliance on high-interest informal loans, breaking debt cycles that often trap economically vulnerable women.

Enhanced Decision-Making Authority

Financial independence often translates to greater decision-making power within households, potentially leading to more balanced gender dynamics and improved family welfare outcomes.

These long-term impacts highlight the potential of Subhadra Yojana to create sustainable change beyond the immediate financial relief it provides.