PM KISAN e-KYC: How to do PM KISAN e-KYC Online?

PM KISAN e-KYC OnlinePM KISAN e-KYC Online: Why is PM KISAN e-KYC Important? How to Verify Your e-KYC Status? How to Perform PM KISAN e-KYC Through Mobile App? Check All These Details Here.

The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme has been an important support system for farmers across India.

To ensure that the benefits of this scheme reach the rightful beneficiaries without any hiccups, the government has made it mandatory for farmers to complete their e-KYC (electronic Know Your Customer) process.

How to do PM KISAN e-KYC Online?

Follow these steps to complete your PM KISAN e-KYC process:

  • Visit the Official Website:
    • Open your web browser and go to the official PM-KISAN website: pmkisan.gov.in
  • Locate the e-KYC Option:
    • On the homepage, look for the “e-KYC” option, available in the Farmers Corner section.
    • Click on this option to begin the process.

PM KISAN e-KYC

  • Enter Aadhaar Number:
    • You will be prompted to enter your 12-digit Aadhaar number
    • Make sure to enter it correctly.
    • Click on the “Search” option.

PM KISAN e-KYC

  • Verify Registered Mobile Number:
    • If your Aadhaar number is registered in the PM-KISAN portal, your records will be fetched automatically.
    • You’ll be asked to enter the mobile number registered with your Aadhaar card.
    • Enter the number and click on “Get Mobile OTP”.
  • Enter First OTP:
    • An OTP (One-Time Password) will be sent to the mobile number you provided.
    • Enter this OTP in the designated field on the website.
    • Click on “Submit”.
  • Request Aadhaar OTP:
    • After submitting the first OTP, you’ll see an option for “Get Aadhaar OTP”.
    • Click on this option.
  • Enter Aadhaar OTP:
    • Another OTP will be sent to the mobile number linked with your Aadhaar.
    • Enter this OTP in the provided field.
    • Click on “Submit”.
  • Confirmation:
    • If all steps are completed successfully, you’ll see a success message indicating that your e-KYC is complete.

How to Verify Your e-KYC Status?

After completing the e-KYC process, you can check its status. To check the status, follow the steps provided below:

  • Go back to the PM-KISAN homepage.
  • Click on the e-KYC option again.
  • Enter your Aadhaar number and click on “Search”.
  • If your e-KYC is complete, you’ll see a message saying “e-KYC is already done”.

PM KISAN e-KYC Through Mobile App

For farmers whose mobile numbers are not linked to their Aadhaar cards, an alternative method is available:

  • Download the Official App:
    • Go to the Google Play Store on your Android device.
    • Search for PMKISAN GoI App” and download the official app.
    • Be cautious of fake apps. Use only the official app provided by the government.
  • Face Authentication:
    • This app allows you to complete e-KYC through face authentication.
    • Follow the in-app instructions to complete the process.
  • Advantages:
    • You don’t need to visit any cyber cafe or Jan Seva Kendra.
    • It’s particularly useful for farmers whose mobile numbers are not linked to their Aadhaar cards.

Importance of PM KISAN e-KYC

The PM KISAN e-KYC process plays a crucial role in ensuring the effective and transparent implementation of the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Yojana. This initiative, launched by the Government of India, provides financial assistance to eligible farmers. The inclusion of e-KYC enhances the scheme’s efficiency and credibility by linking beneficiaries’ details with Aadhaar to eliminate discrepancies. Below are the reasons why PM KISAN e-KYC is important:

1. Prevents Duplication and Fraud

By linking Aadhaar to the PM KISAN database, the e-KYC process helps prevent duplication of records. It ensures that only eligible farmers receive benefits and eliminates cases where multiple members of the same family might claim assistance unfairly.

2. Ensures Authentic Beneficiaries

The e-KYC process verifies the identity of beneficiaries, ensuring that only genuine and deserving farmers benefit from the scheme. This step significantly reduces the chances of inclusion errors.

3. Promotes Transparency and Accountability

e-KYC ensures that government funds are distributed directly to farmers without intermediaries, reducing corruption and increasing transparency. This process ensures that financial assistance reaches its intended recipients promptly.

4. Supports Direct Benefit Transfer (DBT)

e-KYC ensures the smooth implementation of the Direct Benefit Transfer (DBT) mechanism. Verified Aadhaar-linked accounts allow the government to transfer funds directly to beneficiaries, reducing administrative delays and errors.

5. Compliance with Government Regulations

e-KYC aligns with the government’s broader goal of leveraging digital platforms and Aadhaar to streamline welfare schemes. It complies with policies aimed at modernizing public services and reducing paperwork.

Key Points Highlighting Its Importance:

  • Eliminates Ghost Beneficiaries: Ensures that assistance does not reach fake or deceased individuals.
  • Reduces Paperwork: e-KYC simplifies the process for farmers and reduces dependency on manual documentation.
  • Cost-Effective for Implementation: Digitally verified records reduce administrative costs and time.
  • Enhanced Farmer Satisfaction: Timely payments through an authenticated system build trust among farmers.

Important Points to Remember

  • Aadhaar-Mobile Linkage: If your mobile number is not linked to your Aadhaar, you have two options:
    • Link your mobile number to your Aadhaar card at an Aadhaar Seva Kendra.
    • Use the PM KISAN mobile app for face authentication.
  • Official Sources Only: Always use the official PM-KISAN website or the official mobile app. Be wary of fraudulent websites or apps.
  • No Charges: The e-KYC process is completely free. Don’t pay anyone to complete this process for you.
  • Keep Information Updated: Ensure that your Aadhaar details, especially your mobile number, are up-to-date.
  • Regular Checks: Periodically check your e-KYC status, especially before the next installment is due.

Troubleshooting Common Issues

  • “Invalid Aadhaar Number”: Double-check that you’ve entered your Aadhaar number correctly.
  • OTP Not Received: Ensure that you have network coverage and that the mobile number you’re using is correctly linked to your Aadhaar.
  • “e-KYC Failed”: If you see this message, try the process again after some time. If the problem persists, you may need to visit your local agriculture office for assistance.
  • App Authentication Issues: If face authentication on the app fails, try in better lighting conditions or consider updating your Aadhaar photo at an Aadhaar Seva Kendra.

Benefits of Completing PM KISAN e-KYC

By completing your e-KYC, you ensure:

  • Uninterrupted Benefits: Your future installments will be credited without delays.
  • Enhanced Security: Your account is secure against potential fraudulent activities.
  • Ease of Updates: Any future updates or changes to the scheme can be easily implemented for verified accounts.
  • Compliance: You remain compliant with the latest requirements of the PM-KISAN scheme.

Conclusion

Completing your PM KISAN e-KYC is an important step in ensuring that you continue to receive the benefits of this important scheme. The process, while involving multiple steps, is designed to be user-friendly and can be completed from the comfort of your home if you have a smartphone and internet connection. By following the steps outlined in this guide, you can easily complete your e-KYC and secure your future installments.

Remember, the government has provided these digital tools to make the process easier for farmers. If you face any difficulties, don’t hesitate to seek help from your local agriculture office or the PM-KISAN helpline. Stay informed, keep your documents updated, and continue to benefit from this farmer-friendly initiative.

FAQs

Q: What is PM KISAN e-KYC and why is it important?

A: PM KISAN e-KYC is an electronic verification process that’s mandatory for farmers receiving benefits under the Pradhan Mantri Kisan Samman Nidhi scheme. It’s crucial because it ensures timely delivery of benefits, prevents fraud through identity verification, simplifies the verification process, and helps maintain accurate beneficiary information. Without completing e-KYC, farmers may face delays or interruptions in receiving their installments.

Q: How can I complete PM KISAN e-KYC online?

A: You can complete PM KISAN e-KYC online by visiting the official website pmkisan.gov.in. First, click on the e-KYC option on the homepage and enter your 12-digit Aadhaar number. You’ll then need to verify your registered mobile number and complete a two-step OTP verification process – one OTP for your registered mobile number and another for your Aadhaar-linked number. Once both OTPs are verified successfully, your e-KYC will be complete.

Q: What should I do if my mobile number is not linked to Aadhaar?

A: If your mobile number isn’t linked to Aadhaar, you have two options. The first is to visit an Aadhaar Seva Kendra to link your mobile number to your Aadhaar card. Alternatively, you can use the official PM KISAN mobile app, which offers face authentication as an alternative method for completing e-KYC. This app-based method is specifically designed to help farmers who haven’t linked their mobile numbers to Aadhaar.

Q: How can I check my PM KISAN e-KYC status?

A: Checking your e-KYC status is straightforward. Visit the PM-KISAN homepage, click on the e-KYC option, and enter your Aadhaar number. Click on “Search,” and if your e-KYC is complete, you’ll see a message stating “e-KYC is already done.” It’s recommended to check your status periodically, especially before the next installment is due.

Q: Is there any fee for completing PM KISAN e-KYC?

A: No, the PM KISAN e-KYC process is completely free of cost. You should not pay anyone to complete this process for you. If anyone asks for payment to help with e-KYC, it’s likely a fraudulent request. The entire process can be completed independently either through the official website or the mobile app.

Q: What do I do if I receive an “e-KYC Failed” message?

A: If you receive an “e-KYC Failed” message, first try the process again after some time as it might be a temporary technical issue. If the problem persists, you may need to visit your local agriculture office for assistance. Common reasons for failure include incorrect Aadhaar numbers, network issues, or problems with your registered mobile number.

Q: Can I complete PM KISAN e-KYC through a mobile app?

A: Yes, you can complete e-KYC through the official PM KISAN mobile app, which is available on the Google Play Store. The app offers face authentication as an alternative method for verification. Be careful to download only the official government app, as there may be fake apps that could compromise your information.

Q: What happens if I don’t complete my PM KISAN e-KYC?

A: If you don’t complete your e-KYC, you may face interruptions in receiving your PM KISAN benefits. E-KYC is mandatory for ensuring continued disbursement of installments. Without it, your future payments might be delayed or suspended until the verification process is completed.

Q: What documents or information do I need to complete PM KISAN e-KYC?

A: To complete PM KISAN e-KYC, you primarily need your 12-digit Aadhaar number and access to the mobile number registered with your Aadhaar. If using the mobile app for face authentication, you’ll need a smartphone with a working camera. It’s important to ensure that your Aadhaar details are up-to-date before starting the process.

Q: What should I do if I’m not receiving the OTP during e-KYC?

A: If you’re not receiving the OTP, first ensure you have proper network coverage and that you’re using the correct mobile number linked to your Aadhaar. Double-check the number you’ve entered. If problems persist, verify your Aadhaar-mobile linkage status. You can also try the face authentication method through the mobile app as an alternative, or visit your local agriculture office for assistance.

Q: How often do I need to complete PM KISAN e-KYC?

A: While the document doesn’t specifically mention the frequency, e-KYC is typically a one-time process. However, it’s important to keep your information updated and periodically check your e-KYC status, especially before installments are due. If there are any changes in your Aadhaar details or other information, you may need to update your e-KYC accordingly.

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