- Services of India
PM Vishwakarma Yojana User Manual
To address the challenges of traditional artisans and craftspeople and empower India’s Vishwakarmas, the Government of India, under the leadership of Prime Minister Narendra Modi, launched the ‘PM Vishwakarma Yojana‘ on September 17, 2023, on the auspicious occasion of Vishwakarma Jayanti.
Contents
- 1 PM Vishwakarma Yojana Details
- 2 Eligibility Criteria for PM Vishwakarma Yojana
- 3 Financial Benefits Under PM Vishwakarma Yojana
- 4 How to Login to PM Vishwakarma Yojana?
- 5 How to Apply Online for PM Vishwakarma Yojana?
- 6 How to Check PM Vishwakarma Yojana Status?
- 7 Coverage of PM Vishwakarma Yojana
- 8 PM Vishwakarma Helpline Number
- 9 Benefits for Artisans and Craftspeople Under PM Vishwakarma Yojana
- 10 Key Components of PM Vishwakarma Yojana
- 11 Tabular Format of PM Vishwakarma Key Component and Scheme Elements Details
- 12 PM Vishwakarma Yojana FAQs
PM Vishwakarma Yojana Details
The PM Vishwakarma Yojana is a transformative central sector scheme designed to provide comprehensive support to India’s traditional artisans and craftspeople, ensuring the preservation and development of their skills and livelihoods. This 13,000-crore rupee initiative, approved by the Cabinet Committee on Economic Affairs, aims to uplift Vishwakarmas and integrate them into the mainstream economy.
| Category | Implementation Details |
|---|---|
| Basic Information |
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| Eligibility |
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| Covered Trades |
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| Training Benefits |
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| Financial Support |
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| Digital Benefits |
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| Marketing Support |
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| Application Process |
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| Verification System |
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| Helpline Support |
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Eligibility Criteria for PM Vishwakarma Yojana
To be eligible for the PM Vishwakarma Yojana, applicants must meet the following criteria:
- Minimum age of 18 years
- Be a tool-based and hands-on artisan or craftsperson
- Engaged in traditional or local craft or artisanal work
- Belong to the Vishwakarma community
- Have not taken any loan under similar schemes run by the central or state government in the last 5 years
- Only one family member will be eligible for the scheme’s benefits
- Be working in one of the 18 designated trades, including blacksmiths, carpenters, goldsmiths, and boatmakers
PM Vishwakarma Official Links
Financial Benefits Under PM Vishwakarma Yojana
The PM Vishwakarma Yojana offers comprehensive financial assistance to traditional artisans and craftspeople through multiple channels. The cornerstone of this financial support is the collateral-free Enterprise Development Loan of up to ₹3 lakh, which is structured to provide sustainable financial backing to artisans while encouraging digital adoption and skill development.
The loan disbursement follows a strategic two-installment approach. The first installment provides ₹1 lakh with an 18-month repayment period, available to beneficiaries who complete their basic training. The second installment of ₹2 lakh, with a 30-month repayment window, becomes accessible once artisans demonstrate responsible utilization of the first installment, maintain a standard loan account, and either adopt digital transactions in their business or complete advanced training.Â
The loan carries a favorable interest rate of 5%, with the government providing an additional 8% interest subsidy to make it more affordable for artisans.
Beyond the loan support, the scheme provides a ₹15,000 toolkit incentive through an e-voucher system, enabling artisans to acquire modern tools and equipment essential for their craft. To promote digital adoption, the scheme includes a unique digital transaction incentive where artisans receive ₹1 for each digital transaction, up to 100 transactions per month, effectively encouraging modern business practices while providing additional income support.
The financial support is further complemented by marketing assistance, which includes quality certification, brand development, and integration with e-commerce platforms like GeM (Government e-Marketplace).Â
How to Login to PM Vishwakarma Yojana?
To login to the PM Vishwakarma Yojana portal, follow the steps provided below:
- Open the official website pmvishwakarma.gov.in
- Click on the “Login” link on the homepage
- You will see options for “Applicant/Beneficiary Login” and “CSC Login.” If you have already registered, click on “Applicant/Beneficiary Login“
- Enter your registered mobile number and captcha code, then click the “Login” button
- Enter the One Time Password (OTP) sent to your mobile
- You will now be successfully logged into the scheme
- If you haven’t registered yet, visit the nearest Common Service Center (CSC) to register using the “CSC Login” option
How to Apply Online for PM Vishwakarma Yojana?
To apply for the PM Vishwakarma Yojana online, follow these steps:
- Visit the official PM Vishwakarma Yojana website at pmviswakarma.gov.in
- Click on the “CSC Login” option
- Select “CSC Register Artisans“
- Log in using your CSC ID and password (If you don’t have these, click on the “How to obtain CSC ID and password” link for information)
- After logging in, indicate whether you are related to a government employee. If not, click “No“
- On the next page, select PMGP, Mudra, and other schemes. If you are not currently taking a loan under any other scheme, click “No“
- Enter your mobile number and Aadhaar number (If you have forgotten your Aadhaar Number, click here to Download Aadhaar Card). These details will be used to receive an OTP
- Enter the OTP sent to your mobile number and click “Continue“
- For biometric verification, click on the “Biometric Verification” option and enter your thumbprint
- Fill in your personal details such as marital status, social category, occupation details, etc.
- Enter your bank account details
- If you want to take a loan, select “Yes” and specify the required loan amount
- If you accept digital payments in your business, mention your UPI ID
- Get information about training and tool assistance and select your preferences
- Read the declaration and click on the “I agree” option, then click “Submit“
How to Check PM Vishwakarma Yojana Status?
To check the status of your PM Vishwakarma Yojana application online:
- Go to the official PM Vishwakarma Yojana website at pmvishwakarma.gov.in
- Click on the “Login” option available on the homepage
- A dropdown menu will appear; click on “Applicant’s/Beneficiary Login“
- This will take you to a login page
- Enter your mobile number and captcha code.
- Then click on Login
- An OTP (One Time Password) will be sent to your mobile
- After entering the OTP, your profile will open
- Here, you can see your application status
- If your application is approved, you can download your 15,000 rupee voucher
Coverage of PM Vishwakarma Yojana
The PM Vishwakarma Yojana will initially cover 18 traditional trades, including:
- Blacksmith
- Goldsmith
- Potter
- Carpenter
- Sculptor
- Boat Maker
- Armor Maker
- Locksmith
- Cobbler/Shoe Artisan/Footwear Artisan
- Mason
- Basket/Mat/Broom Maker/Coir Weaver
- Traditional Toy and Doll Maker
- Barber
- Garland Maker
- Washerman
- Tailor
- Fishing Net Maker
- Stone Breaker
These trades have been selected to represent India’s diverse artisanal heritage, encompassing skills and traditions passed down through generations.
PM Vishwakarma Helpline Number
There are two main ways to reach the PM Vishwakarma Helpline in case of any issue or queries faced by you. Check the customer care number details here:
- Toll-free Telephone Numbers:
- 18002677777
- 17923
- Champions Desk (Ministry of MSME):
- Email: champions@gov.in
- Contact Number: 011-23061574
Benefits for Artisans and Craftspeople Under PM Vishwakarma Yojana
The PM Vishwakarma scheme provides the following benefits to artisans and craftspeople:
Recognition to Craftmens
Artisans and craftspeople will be recognized through PM Vishwakarma certificates and identity cards
Skill Upgrade
Basic training for 5-7 days and advanced training for 15 days or more, with a stipend of 500 rupees per day
Toolkit Incentive
Up to 15,000 rupees as an e-voucher for toolkit incentive at the beginning of basic skill training
Loan Support
Collateral-free ‘Enterprise Development Loan’ of up to 3 lakh rupees in two installments of 1 lakh rupees and 2 lakh rupees, at a 5% interest rate with an 8% subsidy from the government. Beneficiaries completing basic training will be eligible for the first loan installment of up to 1 lakh rupees. The second loan installment will be available to beneficiaries who have utilized the first installment, maintained a standard loan account, and adopted digital transactions in their business or received advanced training
Digital Transaction Incentive
1 rupee will be credited to the beneficiary’s account for each digital transaction, up to a maximum of 100 transactions per month
Marketing Support
Artisans and craftspeople will receive marketing support through quality certification, branding, enrollment on e-commerce platforms like GeM, advertising, promotion, and other marketing activities to establish value chain linkages
Key Components of PM Vishwakarma Yojana
The PM Vishwakarma Yojana has been designed to provide a comprehensive, end-to-end support system to address the diverse needs and challenges of Vishwakarmas. The key components of the scheme are:
Identity: PM Vishwakarma Certificate and ID Card
The first step in empowering Vishwakarmas is to provide them with official recognition and a unique identity. Under the PM Vishwakarma Yojana, each eligible artisan and craftsperson will be issued a PM Vishwakarma Certificate and a PM Vishwakarma ID Card.
These documents will serve as a symbol of the individual’s official recognition as a ‘Vishwakarma’ and enable them to avail of the various benefits and support provided under the scheme. The certificate and ID card will be issued through Common Service Centers (CSCs) via a biometric-based registration process on the PM Vishwakarma portal.
The registration process will involve a three-tier verification system to ensure the authenticity of applicants:
- Verification at Gram Panchayat/ULB level: The local Gram Panchayat or Urban Local Body (ULB) will verify the applicant’s details and recommend inclusion in the scheme.
- Scrutiny by District Implementation Committee: The District Implementation Committee, comprising officials from relevant government departments, will conduct a deeper examination of applications and provide their recommendations.
- Approval by Screening Committee: Final approval will be given by the Screening Committee, which will ensure that applicants meet the eligibility criteria and are genuine Vishwakarmas.
Skill Upgradation
A key pillar of the PM Vishwakarma Yojana is its emphasis on skill upgradation and capacity building. The scheme recognizes that the traditional skills and techniques of Vishwakarmas need to be preserved and enhanced to keep them relevant and competitive in the modern economy.
The skill upgradation component of the scheme includes three main elements:
- Skill Assessment: The first step will be to assess the existing skills and capabilities of Vishwakarmas, identifying their strengths and areas for improvement.
- Basic Training: Vishwakarmas will be provided with 5-7 days of basic training to enhance their foundational skills and familiarize them with new techniques and tools.
- Advanced Training: Building on the basic training, Vishwakarmas will have the opportunity to participate in an advanced training program of 15 days or more, focusing on integrating modern design, production methods, and value chain linkages.
During the training programs, Vishwakarmas will be given a stipend of 500 rupees per day to support their participation and ensure their financial well-being.
Tabular Format of PM Vishwakarma Key Component and Scheme Elements Details
| Component and Scheme Element | Details |
|---|---|
| 1. Skill Upgradation (Skill Verification, Basic Training, Advanced Training, Stipend) |
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| 2. Toolkit Incentive |
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| 3. Access to Affordable Credit (Enterprise Development Loans, Interest Subvention, Credit Guarantee) |
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| 4. Marketing Support (Quality Certification, Branding & Promotion, E-commerce Integration, Market Linkages, Trade Fair Participation) |
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| 5. Incentive for Digital Transactions |
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PM Vishwakarma Yojana FAQs
What is PM Vishwakarma Scheme and when was it launched?
The PM Vishwakarma Yojana is a transformative central sector scheme launched by Prime Minister Narendra Modi on September 17, 2023, on the auspicious occasion of Vishwakarma Jayanti. This comprehensive initiative, backed by a 13,000-crore rupee allocation for five years (FY 2023-24 to 2027-28), aims to support India’s traditional artisans and craftspeople by ensuring the preservation and development of their skills and livelihoods.
Who are the target beneficiaries of PM Vishwakarma Scheme?
The PM Vishwakarma Scheme specifically targets traditional artisans and craftspeople who are self-employed in family-based traditional occupations. These Vishwakarmas are individuals engaged in tool-based and hands-on artisanal or craft work in traditional sectors, with the scheme expected to benefit and bring prosperity to 30 lakh families across India.
Which trades are covered under PM Vishwakarma Scheme?
The PM Vishwakarma Scheme initially encompasses 18 traditional trades, representing India’s diverse artisanal heritage. These trades include blacksmith, goldsmith, potter, carpenter, sculptor, boat maker, armor maker, locksmith, cobbler/shoe artisan/footwear artisan, mason, basket/mat/broom maker/coir weaver, traditional toy and doll maker, barber, garland maker, washerman, tailor, fishing net maker, and stone breaker.
What are the key components of PM Vishwakarma Scheme?
The PM Vishwakarma Scheme features several key components designed to provide comprehensive support. These include identity recognition through PM Vishwakarma certificates and ID cards, skill upgradation through basic and advanced training, toolkit incentives up to 15,000 rupees, access to affordable credit through Enterprise Development Loans, marketing support including quality certification and branding, digital transaction incentives, and a comprehensive support system addressing diverse needs of artisans.
What are the eligibility criteria for PM Vishwakarma Scheme?
To be eligible for the PM Vishwakarma Scheme, applicants must meet several criteria: they must be at least 18 years of age, be self-employed in one of the specified traditional occupations, be actively engaged in the relevant occupation at the time of registration, not have benefited from similar government schemes in the last 5 years, be the only applicant from their family, and not be a government employee or their family member.
How to avail benefits under PM Vishwakarma Scheme?
To avail benefits under the PM Vishwakarma Scheme, eligible artisans must register through Common Service Centers (CSCs) via the biometric-based PM Vishwakarma portal (pmvishwakarma.gov.in). The registration process involves verification at multiple levels, including Gram Panchayat/ULB level, scrutiny by the District Implementation Committee, and final approval by the Screening Committee.
Which documents are required for registration on PM Vishwakarma portal?
While the provided documents don’t explicitly list the required documents for registration, the PM Vishwakarma Scheme requires biometric verification and registration through CSC centers. Applicants should likely have their Aadhaar card, proof of occupation, and bank account details ready for the registration process.
Which lending institutions can provide credit under PM Vishwakarma Scheme?
Required documents typically include identity proof (Aadhaar), proof of trade/craft practice, and other basic KYC documents.
What is the amount of initial loan under PM Vishwakarma Scheme?
Under the PM Vishwakarma Scheme, the initial loan amount (first installment) is 1 lakh rupees, which beneficiaries can access after completing their basic training. This is part of the Enterprise Development Loan facility offered under the scheme.
When will beneficiaries be eligible for the second tranche of loan under PM Vishwakarma Scheme?
Under the PM Vishwakarma Scheme, beneficiaries become eligible for the second loan installment of 2 lakh rupees only after they have utilized the first installment, maintained a standard loan account, and either adopted digital transactions in their business or received advanced training.
Is collateral required for loan facility under PM Vishwakarma Scheme?
No, the PM Vishwakarma Scheme provides collateral-free Enterprise Development Loans of up to 3 lakh rupees in total, split into two installments of 1 lakh rupees and 2 lakh rupees respectively.
What is the rate and amount of interest subvention under PM Vishwakarma Scheme?
Under the PM Vishwakarma Scheme, loans are available at a concessional interest rate of 5%, with the Government of India providing an 8% interest subsidy. This makes the credit facility more affordable for artisans and craftspeople.
Are all loans under PM Vishwakarma Scheme eligible for guarantee coverage?
Based on the provided documents, all loans sanctioned and disbursed under the PM Vishwakarma Scheme receive 100% guarantee coverage through CGTMSE from existing funds.
What kind of skill training is provided under PM Vishwakarma Scheme?
The PM Vishwakarma Scheme offers two levels of skill training: basic training for 5-7 days and advanced training for 15 days or more. This training is designed to enhance foundational skills and familiarize artisans with new techniques and tools.
What is the stipend amount during training under PM Vishwakarma Scheme?
Under the PM Vishwakarma Scheme, participants receive a daily stipend of 500 rupees during both basic and advanced training periods.
Can toolkits incentive be received without attending skill training under PM Vishwakarma Scheme?
The PM Vishwakarma Scheme provides the toolkit incentive of up to 15,000 rupees as an e-voucher at the beginning of basic skill training, indicating that attendance in training is necessary to receive this benefit.
What marketing support is provided under PM Vishwakarma Scheme?
The PM Vishwakarma Scheme provides comprehensive marketing support including quality certification, branding, enrollment on e-commerce platforms like GeM, advertising, promotion, and other marketing activities to establish value chain linkages.
Who can be approached for help regarding PM Vishwakarma Scheme benefits?
Assistance for the PM Vishwakarma Scheme can be obtained through multiple channels: the toll-free helpline numbers (18002677777 and 17923), the Champions Desk of the Ministry of MSME (email: champions@gov.in), and state-specific nodal officers whose contact details are available for all states and union territories.
Can government employees apply for PM Vishwakarma Scheme?
No, under the PM Vishwakarma Scheme, government employees and members of their families are not eligible to apply for the scheme’s benefits.
How many family members can apply for PM Vishwakarma Scheme?
Under the PM Vishwakarma Scheme, registration and benefits are limited to only one member per family.
Can PMEGP, PM SVANidhi, or PM Mudra loan beneficiaries apply for PM Vishwakarma Scheme?
Under the PM Vishwakarma Scheme, individuals who have benefited from similar schemes like PMEGP, PM SVANidhi, or Mudra in the last 5 years are not eligible. However, beneficiaries of Mudra and SVANidhi who have fully repaid their loans can apply.