PM Vishwakarma User Manual
The PM Vishwakarma Yojana, launched by the Government of India, is a revolutionary initiative aimed at uplifting traditional artisans and craftspeople across the country. This scheme offers comprehensive financial assistance and skill development opportunities to artisans, enabling them to modernize their businesses and improve their income. In this article, we will provide a detailed guide on how to apply for the PM Vishwakarma Yojana online, how to check the status of your application, and the key components of this scheme. This information will help artisans and craftspeople make the most of the available benefits under the scheme.
Contents
- 1 What is PM Vishwakarma Yojana?
- 2 Key Features of PM Vishwakarma Yojana
- 3 Eligibility Criteria for PM Vishwakarma Yojana
- 4 PM Vishwakarma Yojana Login Process
- 5 Services that can be Accessed Through PM Vishwakarma Dashboard After Login
- 5.1 1. Personal Profile and Application Information
- 5.2 2. Toolkit Incentive – ₹15,000 e-Voucher
- 5.3 3. Skill Training and Upgradation
- 5.4 4. Loan and Credit Support
- 5.5 5. Digital Transaction Incentive
- 5.6 6. Marketing Support
- 5.7 7. Biometric and Aadhaar Verification
- 5.8 8. Feedback and Grievance Redressal
- 5.9 9. Download Certificates and Identity Cards
- 6 How to Apply Online for PM Vishwakarma Yojana?
- 7 How to Check PM Vishwakarma Yojana Status?
- 8 Trades Covered Under PM Vishwakarma Yojana
- 9 PM Vishwakarma Yojana Helpline
- 10 Benefits for Artisans and Craftspeople Under PM Vishwakarma
What is PM Vishwakarma Yojana?
PM Vishwakarma Yojana is a welfare initiative designed to empower traditional artisans and craftspeople in India. The primary objective of the scheme is to provide financial and skill-based support to artisans involved in a variety of traditional trades, including blacksmiths, potters, carpenters, goldsmiths, and more. The government aims to ensure that these artisans can continue their work while also upgrading their skills and adopting modern business practices.
The scheme provides multiple forms of assistance, including collateral-free loans, toolkit incentives, skill development, digital transaction incentives, and marketing support. It is part of the government’s broader effort to empower artisans and boost their economic resilience.
Category | Implementation Details |
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Eligibility |
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Training Benefits |
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Financial Support |
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Digital Benefits |
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Application Process |
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Verification System |
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Helpline Support |
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Key Features of PM Vishwakarma Yojana
The PM Vishwakarma Yojana provides a number of benefits to its beneficiaries:
- Loan Support: Artisans can avail a collateral-free loan of up to ₹3 lakh. The loan is provided in two installments:
- First Installment: ₹1 lakh with an 18-month repayment period, available after basic training.
- Second Installment: ₹2 lakh with a 30-month repayment period, accessible after demonstrating responsible utilization of the first installment and digital adoption.
- Interest Subsidy: The government provides an 8% interest subsidy to reduce the financial burden on artisans.
- Toolkit Incentive: Artisans receive an e-voucher worth ₹15,000 to purchase modern tools and equipment.
- Skill Upgradation: The scheme offers both basic and advanced training programs to artisans to enhance their skills and incorporate modern techniques.
- Digital Transaction Incentive: Artisans receive ₹1 for each digital transaction made, up to a maximum of 100 transactions per month.
- Marketing Support: The scheme provides support for brand development, quality certification, and listing on e-commerce platforms like GeM (Government e-Marketplace).
Eligibility Criteria for PM Vishwakarma Yojana
To qualify for the PM Vishwakarma Yojana, applicants must fulfill the following conditions:
- Minimum age: 18 years
- Occupation: Must be a tool-based and hands-on artisan or craftsperson
- Work Type: Should be engaged in traditional or local crafts or artisanal work
- Community: Must belong to the Vishwakarma community
- Loan History: Should not have availed any loans under similar schemes run by the central or state government in the past 5 years
- Family Benefit: Only one family member is eligible to receive benefits under the scheme
- Trade: Must be working in one of the 18 designated trades, such as blacksmithing, carpentry, goldsmithing, or boatmaking.
PM Vishwakarma Yojana Login Process
To access the benefits of the PM Vishwakarma Yojana, artisans must log in to the official portal. Here’s a step-by-step guide on how to log in to the PM Vishwakarma Yojana portal:
- Visit the Official Website: Go to pmvishwakarma.gov.in.
- Click on the Login Link: On the homepage, click on the “Login” link.
- Select Login Type: You will be presented with two options:
- Applicant/Beneficiary Login (if you have already registered).
- CSC Login (if you are registering through a Common Service Center).
- Enter Your Details: For the “Applicant/Beneficiary Login,” enter your registered mobile number and the captcha code.
- Enter OTP: You will receive a One Time Password (OTP) on your registered mobile number. Enter this OTP to proceed.
- Successful Login: Once logged in, you will be able to access your dashboard where you can view your application details and status.
If you have not registered yet, you can do so by following the application process provided below to register/apply online on PM Vishwakarma, or you can visit your nearest Common Service Center (CSC) to complete the registration process.
Services that can be Accessed Through PM Vishwakarma Dashboard After Login
Once logged into the PM Vishwakarma Yojana portal, beneficiaries can access a wide range of details related to their application, benefits, and various components of the scheme. Here’s an overview of the key features and options available to applicants:
1. Personal Profile and Application Information
- Edit Application: Beneficiaries can edit their application details, including personal information such as name, contact number, and address. If any information is incorrect or needs updating, applicants can make necessary changes through the portal.
- Application Name and Number: After logging in, the applicant can view their unique application number and the name associated with the application. This helps in tracking the application status and ensuring that the correct information is being processed.
- Eligibility for Support: View the eligibility details for different forms of financial support such as loan disbursement, toolkit incentives, and digital transaction rewards. Beneficiaries can confirm if they meet the criteria for these benefits.
2. Toolkit Incentive – ₹15,000 e-Voucher
- Choose ₹15,000 Toolkit e-Voucher: One of the key benefits provided by the PM Vishwakarma Yojana is the ₹15,000 toolkit incentive, which is offered as an e-voucher. After completing basic training, beneficiaries can choose the toolkit e-voucher to acquire modern tools essential for their trade. The portal allows applicants to view, select, and download their e-voucher once they become eligible.
- View and Download Voucher: The portal provides an option to download and print the ₹15,000 e-voucher for toolkit redemption, which can be used to purchase tools and equipment that will enhance the artisan’s ability to perform their craft more effectively.
3. Skill Training and Upgradation
- Skill Training Status: Artisans can track their skill training progress. This includes basic training (5-7 days) and advanced training (15 days or more). The portal displays whether the artisan has completed any required training and shows the eligibility for advanced training.
- Skill Module Details: Information about the various skill training modules available under the PM Vishwakarma Yojana will be visible. This includes details about both basic and advanced skill development courses, focusing on enhancing traditional skills and integrating modern techniques.
- Stipend for Training: The portal also provides information on the stipend that artisans are entitled to receive during the training period (₹500 per day), ensuring that the financial well-being of participants is supported during their training.
4. Loan and Credit Support
- Details of Credit Support: Beneficiaries can view the credit support they are eligible for under the scheme. This includes the two installments of the Enterprise Development Loan – ₹1 lakh in the first installment after basic training and ₹2 lakh in the second installment after meeting the necessary requirements, such as adopting digital transactions.
- Loan Repayment Terms: Information regarding the repayment terms for the loan, including the interest rate of 5% and the 8% interest subsidy provided by the government. The portal also allows users to view the loan repayment schedule and amounts due.
- Loan Application Status: Applicants can track the status of their loan application, check if it has been approved, or view any pending requirements that may need to be fulfilled.
5. Digital Transaction Incentive
- Digital Transaction History: The portal provides a detailed history of all digital transactions made by the artisan. Beneficiaries can track their digital payments through UPI or other digital methods and earn ₹1 for each transaction, up to a maximum of 100 transactions per month.
- Digital Incentive Status: Applicants can view the total digital transaction incentive they have accumulated, which is credited to their account to encourage the use of digital payment methods in business operations.
6. Marketing Support
- Marketing and Branding Support: Artisans can view information about the marketing and branding services provided under the scheme. This includes quality certification, brand development, and promotional assistance. Beneficiaries can check if they are enrolled in platforms like GeM (Government e-Marketplace) to market their products online.
- E-Commerce Integration: The portal will display if the artisan has been successfully enrolled in any e-commerce platforms to sell their products, and track the status of this enrollment.
- Trade Fair Participation: Artisans will be informed if they are eligible for trade fair participation, which is an essential component of marketing support to increase the visibility and reach of their products.
- Market Linkages: Beneficiaries can check the market linkages they have been provided, which help connect artisans with potential buyers and larger commercial networks.
7. Biometric and Aadhaar Verification
- Aadhaar and Biometric Details: The portal shows the status of Aadhaar verification and biometric data for applicants. Biometric verification is required to ensure that the artisan’s identity is valid and accurately recorded under the scheme.
- Biometric Verification Status: Artisans can check if their biometric verification process is complete and proceed with the next steps if necessary.
8. Feedback and Grievance Redressal
- Submit Feedback or Grievance: Beneficiaries can submit complaints, feedback, or queries related to their application, loan status, training, or other aspects of the scheme. The portal allows applicants to track the status of their grievances and view any updates from the relevant authorities.
- Helpline Contact Information: If applicants require assistance, they can access the helpline contact details through the portal, which provides phone numbers and email addresses for customer support.
9. Download Certificates and Identity Cards
- PM Vishwakarma Certificate: After successful registration and approval, artisans can download and print their official PM Vishwakarma Certificate, which serves as formal recognition of their craft.
- PM Vishwakarma ID Card: Along with the certificate, artisans will be issued an ID card, which can also be downloaded and printed from the portal. This ID card is essential for availing various benefits under the scheme.
How to Apply Online for PM Vishwakarma Yojana?
To apply for the PM Vishwakarma Yojana, follow these steps:
- Visit the Official PM Vishwakarma Portal: Open the official website at pmvishwakarma.gov.in.
- Click on the “CSC Login”: On the homepage, click on the “CSC Login” option.
- Register as Artisan: Select the option “CSC Register Artisans” and log in using your CSC ID and password. If you do not have these credentials, you can follow the instructions provided on the website to obtain them.
- Enter Personal Details: After logging in, provide your personal details such as your Aadhaar number, mobile number, marital status, and occupation.
- Loan Details: If you wish to apply for a loan, select “Yes” and specify the required loan amount.
- Biometric Verification: For security purposes, complete the biometric verification by providing your thumbprint.
- Bank Account Details: Enter your bank account details to facilitate the disbursement of loan installments.
- Agree to Terms and Submit: Read the declaration, click on “I agree,” and submit your application.
- Application Confirmation: After successful submission, you will receive a confirmation message, and your application will be processed.
How to Check PM Vishwakarma Yojana Status?
To check the status of your application for the PM Vishwakarma Yojana, follow these simple steps:
- Visit the PM Vishwakarma Portal: Go to pmvishwakarma.gov.in.
- Click on Login: On the homepage, click on the “Login” link.
- Enter Your Details: Select “Applicant/Beneficiary Login”.
- Fill in Required Areas: Enter your registered mobile number and captcha code, and click on Login. An OTP will be sent to your mobile number.
- OTP Verification: Enter the One Time Password (OTP) sent to your mobile number.
- Check Application Status: Once logged in, you will be directed to your profile page, where you can check the status of your application. If your application has been approved, you can also download the ₹15,000 toolkit incentive voucher.
Trades Covered Under PM Vishwakarma Yojana
The PM Vishwakarma Yojana focuses on the following 18 traditional trades:
- Blacksmith
- Goldsmith
- Potter
- Carpenter
- Sculptor
- Boat Maker
- Armor Maker
- Locksmith
- Cobbler/Shoe Artisan/Footwear Artisan
- Mason
- Basket/Mat/Broom Maker/Coir Weaver
- Traditional Toy and Doll Maker
- Barber
- Garland Maker
- Washerman
- Tailor
- Fishing Net Maker
- Stone Breaker
These trades were chosen to reflect India’s rich and diverse artisanal heritage and to ensure that the artisans involved can benefit from the support provided under the scheme.
PM Vishwakarma Yojana Helpline
If you encounter any issues or have queries about the PM Vishwakarma Yojana, you can contact the helpline:
- Champions Desk (Ministry of MSME):
- Email: champions@gov.in
- Contact Number: 011-23061574
Benefits for Artisans and Craftspeople Under PM Vishwakarma
The PM Vishwakarma Yojana provides a wide array of benefits for artisans and craftspeople:
- Recognition: Eligible artisans receive a PM Vishwakarma Certificate and ID Card, symbolizing their official recognition.
- Skill Development: Artisans undergo basic and advanced training, with a stipend of ₹500 per day.
- Loan Support: The scheme provides up to ₹3 lakh in loans at an interest rate of 5%, with an 8% subsidy from the government.
- Toolkit Incentive: Artisans receive an e-voucher worth ₹15,000 to purchase tools.
- Digital Transaction Incentive: Artisans are rewarded for adopting digital transactions, with ₹1 per transaction up to 100 transactions per month.
- Marketing Support: The scheme includes assistance with quality certification, branding, and integration with e-commerce platforms.
The PM Vishwakarma Yojana is a transformative scheme designed to empower traditional artisans and craftspeople, providing them with the tools and skills needed to thrive in a digital and modern economy. By offering financial assistance, skill development, and marketing support, the government is helping preserve India’s rich artisanal heritage while ensuring its future growth and sustainability. Artisans and craftspeople can easily apply for the scheme online, check their application status, and benefit from the various incentives provided.