What is PM Vishwakarma Yojana? Check Key Benefits, Beneficiary Details, Registration Process, Approval and Other Details Here.
PM Vishwakarma Yojana is an important government scheme that provides comprehensive support for trade and livelihood to Indian artisans and craftspeople. This scheme is designed for those who run their businesses using traditional skills and technologies.
Under this scheme, artisans and craftspeople are provided with vocational training, financial assistance, and market connections to help them enhance their skills and successfully run their businesses.
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Key Benefits of PM Vishwakarma Yojana
There are several benefits of PM Vishwakarma Yojana. Let’s understand them in detail:
- Training and Certification:
- Artisans and craftspeople receive 5-15 days of vocational training.
- After training, they are issued a certificate and an identity card.
- This certificate helps them work in other companies.
- Tool Kit and Incentive:
- Upon completing the training, artisans and craftspeople are given a tool kit worth 15,000 rupees.
- This helps them run their business better.
- Financial Assistance:
- Artisans and craftspeople are provided with an interest-subsidized loan of up to 1 lakh rupees.
- This loan can be repaid in 18 months.
- This helps them promote their business.
- Digital Payment Incentive:
- Artisans and craftspeople are encouraged to adopt digital payment systems.
- They are also provided with incentives for this.
- Market Connections and Employment:
- With the certificate and identity card, artisans and craftspeople can register to work in other companies.
- They can participate in job fairs organized by the government.
Beneficiaries of PM Vishwakarma Yojana
The main beneficiaries of this scheme include:
- Carpenter (Suthar/Badhai)
- Boat maker
- Armorer
- Blacksmith (Lohar)
- Hammer and tool kit maker
- Locksmith
- Goldsmith (Sonar)
- Potter (Kumhar)
- Sculptor (Murtikaar, Stone carver), Stone breaker
- Cobbler (Charmkar)/Shoemaker/Footwear artisan
- Mason (Rajmistri)
- Basket/Mat/Broom maker/Coir weaver
- Doll and toy maker (traditional)
- Barber (Nai)
- Garland maker (Malakar)
- Washerman (Dhobi)
- Tailor (Darzi)
- Fishing net maker
In addition to these occupations, the government has indicated plans to expand the scope of this scheme in the future.
PM Vishwakarma Yoajan Registration Process
Registering for PM Vishwakarma Yojana is very simple and easy. Let’s look at the step-by-step process:
Step 1: First, you need to go to the official website of PM Vishwakarma Yojana at pmviswakarma.gov.in. Here you can start the registration process by clicking on the “Apply” button.
Step 2: The next step is Aadhaar verification. You will need to enter your 12-digit Aadhaar number, and an OTP will be sent to your mobile number. By filling in this OTP, you can proceed to the next step.
Step 3: Now you will need to use a biometric device for biometric verification. If you don’t have your own biometric device, you can go to any CSC (Common Service Center) where you can get biometric verification done.
Step 4: After this, you will need to fill in your personal and family details. This will include your name, address, family details, and information related to your current occupation. It is important to fill in all these details carefully.
Step 5: Now you will need to provide your bank account details. This will include your bank name, IFSC code, and account number. This is necessary for your future, as you will be provided financial assistance under the scheme.
Step 6: At this stage, you will need to decide whether you want to take credit support under the scheme. The government provides a loan of 1 lakh rupees at an interest rate of 5%, which can be repaid in 18 months. If you want to take this loan, you will need to select “Yes”.
Step 7: In the next step, you will need to decide whether you want to use digital payments. The government provides incentives for this, so you should select “Yes” and enter your UPI ID.
Step 8: Now you can submit all your information. After submission, your application will be in process and you will have to wait for final approval.
Approval and Other Benefits
Once your application is approved, you will be eligible for a tool kit worth fifteen thousand rupees. Additionally, you will be given five days or fifteen days of vocational training, for which you will receive a payment of 500 rupees per day. Besides this, you will also be issued a certificate and an identity card.
Most importantly, you can also receive an interest-subsidized loan of up to 2 lakh rupees to expand your business. This is a very good opportunity, especially for those artisans and craftspeople who were previously unable to take a loan from any bank.
Thus, registering under the PM Vishwakarma Yojana is a very easy and beneficial process. Through this scheme, India’s artisans and craftspeople can get help in enhancing their skills and developing their businesses. To take advantage of this opportunity, you only need to invest a little time and effort.
